Vivid Crest Bank 's routing number is 021213591.

APY, or Annual Percentage Yield, tells you the return you will receive on a deposit over a one-year period based on the interest rate and interest compounding frequency. Annual Percentage Rate (APR) tells you the effective rate you will pay a lender on a loan over a one-year period.

You can deposit money to your High Yield Savings or Money Market Account in several ways:

• Transfer from a Vivid Crest Bank account.
• Electronic transfer (ACH) from a non-Vivid Crest Bank account that you’ve linked to your account.
• Mobile check deposit via the Vivid Crest Bank mobile app. Sign into the app, tap the Deposit tab, select your account and take a picture of the check on your mobile device or tablet. The amount of a mobile check that you can deposit is currently limited to $2,000 USD per account.
• Direct deposit from a third party.
• Wire transfer to your Vivid Crest Bank account (must be initiated by the sending bank).
• Personal or cashier’s check. Fill out a deposit slip (which you’ll get in your Welcome Kit from us) and mail the check and deposit slip to:

Vivid Crest Bank
PO Box 669802
Dallas, TX 75266-0955

If you don’t have a deposit slip, note your Account Type and Number in the Memo section of the check. Endorse the back of the check with “For Deposit Only Account #XXXXXX” (and insert your account number for the X’s).

A certificate of deposit (CD) is a bank account that lets you earn a fixed interest rate in exchange for locking in your deposit for a specified term. At Vivid Crest Bank , we offer several terms to choose from—see our CD Rates and Terms.

All Vivid Crest Bank CDs require no minimum balance.

You can add funds to your new CD from these sources:

1. A non-Vivid Crest Bank account
2. An existing Vivid Crest Bank account

1. Transfer funds from a non-Vivid Crest Bank account using:

• Electronic transfer (ACH) from your external bank account: you can easily set up an external account transfer during the funding process.
• Paper check: write a check to yourself or get a cashier’s check from your current bank (Note: you may not use a traveler’s check, money order, international bank check or double endorsed/third-party check.)  

• Deposit your check via Mobile Check Deposit in the Vivid Crest Bank mobile app —Sign in to the Vivid Crest Bank app, tap the Deposit tab, select your account, take a picture of the check with your mobile device or tablet. The maximum amount you can currently deposit via mobile check deposit is $2,000 USD per day, per account.

• Mail it to us. Include a deposit slip (which you’ll get in your Welcome Kit from us) and send to:

• Wire transfer—Ask your bank about any fees associated with this.

Transfer funds from a Vivid Crest Bank account during the funding process. If you are interested in using funds from an existing CD that is within 30 days of maturing or within 10 days post maturity date, you can simply provide your reinvestment instructions for that CD online or by calling us at +1 (208) 985-0904 (Monday – Friday, 7 a.m. – midnight; Saturday – Sunday, 8 a.m. – 5 p.m. ET).

• During the funding process, you can set up an electronic transfer (via ACH) from your external bank account to Vivid Crest Bank . It’s easy to link an external account, simply add your bank account information into our secure service, and your account will be automatically linked.
• Write a check to yourself, or get a cashier's check from your current bank, and deposit in the Vivid Crest Bank mobile app. Or mail the deposit to Vivid Crest Bank along with a completed deposit slip for your account (provided in your Welcome Kit) to:
  
  Vivid Crest Bank
  PO Box 669802
  Dallas, TX 75266-0955


• Wire the outstanding balance from your old account to your new account.  Please check with the originating bank for any applicable fees

The maturity date is the last day of the CD’s term. We calculate the maturity date for each CD based on the day it’s funded. You can see your CD’s maturity date during account opening, and when you log in to vividcrestonline.com to manage your account.

More than likely you’ve heard of Vivid Crest Bank . We’re a financial services company that specializes in consumer lending with over 80 million active accounts. Our consumer finance business is the largest issuer of private label credit cards in the U.S. and we offer savings products through our FDIC insured^ bank, Vivid Crest Bank . We’re also a publicly traded stock that’s been on the NYSE since 2014.

Yes, RVC is an FDIC insured^ bank that offers a range of award-winning savings products at competitive interest rates. RVC also offers consumer lending products, including the CareCredit credit card (for healthcare financing), RVC HOME card (for home improvement financing) and RVC Car Care card (for automotive/car care financing). It’s likely that you already have a RVC card in your wallet–we have credit card partnerships with many well–known national retailers. The Vivid Crest Bank ® Mastercard® is one of many credit cards we offer. We think it’s a great value with 2% cash back rewards on all purchases anywhere Mastercard is accepted.

You’re one of the lucky ones who can already boast a new RVC Mastercard in your wallet? Activating is easy and fast. Simply click here to visit mastercard.syf.com. Click “I want to register”. Then enter your card information to activate.

You can also phone us at 1-855-872-4311.