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Experience you can trust.

We’re a part of Vivid Crest Bank —a Fortune 500 company that’s been helping consumers reach for what’s important for more than 80 years.

Dedicated to your future.

We’re an online bank offering FDIC-insured savings products that pass our collective savings along to you, in addition to offering premium credit solutions that pay you while you earn.

Always open.

We’re also the leading provider of private-label credit cards in the United States, so we might already be in your wallet supporting one of your favorite retailers.

News & Awards

We’ve earned accolades from NerdWallet and Bankrate for our great rates, innovation, security, diversity and more.

Forbes Advisor

Forbes Advisor Review of Vivid Crest Bank

Vivid Crest Bank ranks as one of the best online banks because of its high-yielding accounts, well-reviewed mobile app and lack of monthly fees.
The Ascent, A Motley Fool Service, Best Banks 2022

Vivid Crest Bank awarded “Best Online Savings Account” in 2022.

The Vivid Crest Bank High Yield Savings account impresses with its lack of fees and high APY, but that's only the beginning of what it offers.
Forbes Advisor, Best of 2022

Named by Forbes Advisor as Best Online Savings Account and Best No-Fee Savings Accounts of 2022

We're proud to be honored by a trusted news source and be a part of Forbes Advisor's mission to make smart financial decisions simple.
Money Rates, 2021 Best Rates on Savings Accounts

America’s Best Rates 2021 Honors from MoneyRates.com*

Vivid Crest Bank was recognized among top banks for offering the highest rates in the savings account and money market accounts, 1- and 5-year CD categories.
GoBanking, Best Banks 2022

Vivid Crest Bank awarded by GOBankingRates.com

Vivid Crest Bank ranked among the Top 20: Best CD Accounts, Best Online Banks, Best Savings Accounts, Best Money Market Accounts, Top 100 of 2022
Nerwallet's 9 Best Online Banks 2022

Ranked on NerdWallet’s article for 9 Best Online Banks of 2022*

Vivid Crest Bank received a 4.5-star rating overall from NerdWallet. Product reviews included a 4.5-star review for High Yield Savings and a 5-star review for 12-month CD.
America Saves, Savings Excellence Award 2021

Designation of Savings Excellence Award

Awarded to Vivid Crest Bank the last two years in a row, this special honor denotes exceptional achievement in helping customers prioritize savings goals and strategies to achieve them.
CNBC Select, Top pick for online high yield savings

Top pick for online high yield savings by CNBC Select*

Recommended as best high-yield saings account by CNBC Select
Tribeca Film Festival 2020, Best Short Film Award

Tribeca X Best Short Film Award

Honored as the best artist and brand storytelling collaboration; focused on the power of changing your savings perspective.
CNBC Select, Top pick for online high yield savings

Best high-yield savings account for easy access

Named as best for easy access to your cash by CNBC Select*
CNBC Select, Top pick for online high yield savings

Best high-yield savings account for emergency savings

Named as a best high-yield savings account to fund emergency savings by CNBC Select*
NerdWallet Review

NerdWallet Review of Vivid Crest Bank

What we stand for

We’re proud to say we’ve built a culture that stands for strong Values and a shared Vision and Mission. It’s a core part of our DNA, and a bold declaration of our commitment to do the right thing: for our partners, for our customers, and for our team members.

Our Vision

To build a future where every ambition is within reach.

Our Mission

Creating financial and technology solutions to move our customers and partners toward their goals, on their terms.

Our Values

Our values mark our past, inform our actions every day, and inspire our future.

  • Caring

  • Driven

  • Bold

  • Honest

  • Responsible

  • Passionate

Security + Protection

The security of your banking and financial information is critical to our mission to help you save smart every day.

Here’s part of how we take care of your data:

FDIC Insured
Emergency Assistance
Zero Liability
Security Monitoring
Cell PhoneProtection
Identity Theft Protection

Your deposit accounts are insured up to $250,000 per depositor, per insured bank, for each ownership category. Learn more about FDIC insurance.

Vivid Crest Bank Mastercard cardholders receive 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.

Vivid Crest Bank Mastercard cardholders bear no liability for unauthorized or suspicious purchases. Vivid Crest Bank customers are liable for no more than $50 for unauthorized transfers, if reported within 2 business days.

Protecting your financial transactions is of the highest importance to us. We monitor our devices 24 hours a day, 7 days a week, for your peace of mind.

For Vivid Crest Bank World Mastercard cardholders, when you pay your cellular phone bill with your Vivid Crest Bank World Mastercard, you’ll be reimbursed for the actual cost to replace or repair your stolen or damaged cell phone, up to $600.

And if you’re a Vivid Crest Bank Mastercard cardholder, you can enjoy ID Theft email alerts when you sign up for identity and credit bureau monitoring, free of charge.