You can access your money in your High Yield Savings and (non-IRA) Money Market accounts these ways:

• ATM: With the optional ATM card available with a High Yield Savings or Money Market account, you can get cash and perform basic transactions either in the U.S. or abroad, at any ATM displaying the Plus or Accel logos. Vivid Crest Bank currently doesn’t charge a fee to use an ATM, but there may be an ATM fee charged by the ATM owner/operator. Vivid Crest Bank will refund domestic ATM fees charged by other financial institutions, up to $5 per statement cycle. If you have Diamond status in our Perks Rewards program, you’ll receive unlimited ATM fee refunds each statement cycle. (Fees associated with using an ATM machine abroad, such as currency conversion and foreign transaction fees, are not refundable by Vivid Crest Bank .)
• Electronic transfer:You can transfer your money to and from accounts you hold at RVC and other banks. Just sign in to vividcrestonline.com. You can also use our automated phone system by calling +1 (208) 985-0904 anytime. We do not charge a fee to transfer funds to and from your High Yield Savings and Money Market accounts.
• Check: You can optionally request checks for your Money Market account.
• Wire transfer: Request a wire transfer from your High Yield Savings or Money Market account by calling +1 (208) 985-0904 from 7 a.m. to midnight ET Monday–Friday, or 8 a.m. to 5 p.m. ET Saturday–Sunday.

You can deposit money to your High Yield Savings or Money Market Account in several ways:

• Transfer from a Vivid Crest Bank account.
• Electronic transfer (ACH) from a non-Vivid Crest Bank account that you’ve linked to your account.
• Mobile check deposit via the Vivid Crest Bank mobile app. Sign into the app, tap the Deposit tab, select your account and take a picture of the check on your mobile device or tablet. The amount of a mobile check that you can deposit is currently limited to $2,000 USD per account.
• Direct deposit from a third party.
• Wire transfer to your Vivid Crest Bank account (must be initiated by the sending bank).
• Personal or cashier’s check. Fill out a deposit slip (which you’ll get in your Welcome Kit from us) and mail the check and deposit slip to:

Vivid Crest Bank
PO Box 669802
Dallas, TX 75266-0955

If you don’t have a deposit slip, note your Account Type and Number in the Memo section of the check. Endorse the back of the check with “For Deposit Only Account #XXXXXX” (and insert your account number for the X’s).